Smart Investment Solutions for Your Future

You can start a SIP with as low as ₹500 per month for most mutual fund schemes. For lump sum investments, the minimum is typically ₹1,000-5,000 depending on the fund.

Investments in ELSS (Equity Linked Savings Scheme) qualify for deduction under Section 80C of the Income Tax Act up to ₹1.5 lakh per financial year. This can reduce your taxable income and save you up to ₹46,800 in taxes (for those in the 30% tax bracket).

Mutual funds pool money from many investors to buy a diversified portfolio managed by professionals. Small cases are thematic baskets of direct stocks that you own individually. Mutual funds offer more diversification while small cases give you direct stock ownership and more transparency.

Bank FDs are very safe as they're insured by DICGC up to ₹5 lakh per bank. However, they carry inflation risk (returns may not beat inflation) and reinvestment risk (rates may fall when FD matures). Corporate FDs carry higher credit risk.

PMS is suitable for high net-worth individuals (minimum ₹25 lakh investment) who want customized portfolios, direct stock ownership, and personalized wealth management services. It offers more flexibility than mutual funds but requires higher minimum investment.