Types of Health Insurance Plans

Choose the coverage that best fits your needs

Individual Health Insurance

Personalized coverage for a single person with benefits tailored to individual health needs and budget.

  • Customizable sum insured
  • No need to share coverage
  • Ideal for young, healthy individuals

Family Floater Policy

Single policy covering your entire family under one sum insured that can be utilized by any member.

  • Cost-effective for families
  • Covers spouse, children, parents
  • Shared sum insured

Senior Citizen Health Insurance

Specialized coverage for people above 60 years with benefits designed for age-related health concerns.

  • Higher sum insured options
  • Coverage for pre-existing conditions
  • Includes OPD benefits

Group Health Insurance

Corporate health plans providing coverage to employees and sometimes their families under one policy.

  • Employer-sponsored coverage
  • No medical checkups required
  • Often includes maternity benefits

Top-Up & Super Top-Up

Additional coverage that kicks in after a specified deductible amount is exhausted in your base policy.

  • Affordable high-sum coverage
  • Covers multiple claims (Super Top-Up)
  • Enhances existing insurance

Critical Illness Insurance

Lump sum payout upon diagnosis of specified critical illnesses regardless of actual medical expenses.

  • Covers cancer, stroke, heart attack etc.
  • One-time payout for treatment/lifestyle
  • No hospitalization required

Why Health Insurance is Essential Today?

Medical inflation in India is rising at 15% annually - nearly double the general inflation rate. A single hospitalization can wipe out years of savings. Our health insurance plans provide:

  • Financial security against medical emergencies
  • Access to quality healthcare without compromise
  • Peace of mind for you and your family
  • Tax benefits under Section 80D up to ₹75,000
Why Health Insurance

Our Health Insurance Benefits

Comprehensive coverage designed for your needs

Cashless Hospitalization

Access 10,000+ network hospitals across India for cashless treatment. No upfront payments during emergencies.

Pre-existing Conditions

Coverage for pre-existing diseases after initial waiting period. Special plans with reduced waiting periods available.

Daycare Procedures

Coverage for 500+ daycare treatments that don't require 24-hour hospitalization like chemotherapy, dialysis etc.

Maternity Cover

Comprehensive maternity benefits including normal/cesarean delivery, newborn baby cover, and prenatal care.

Alternative Treatments

Coverage for Ayurveda, Homeopathy, Unani and Yoga treatments from recognized institutions.

Global Coverage

Optional international coverage for treatment abroad with higher sum insured options.

What's Covered in Our Plans?

Hospitalization Expenses

Room rent, ICU charges, nursing expenses, surgeon fees, anesthesia, blood, oxygen etc.

Pre and Post Hospitalization

Coverage for 60 days before and 90 days after hospitalization for related expenses.

Organ Donor Expenses

Coverage for harvesting charges when receiving an organ from a living donor.

Modern Treatments

Robotic surgery, stem cell therapy, oral chemotherapy and other advanced treatments.

Health Checkups

Free annual health checkups to help with preventive care and early diagnosis.

Ambulance Charges

Emergency ambulance services covered up to specified limits per hospitalization.

Choose Your Perfect Health Plan

Compare our most popular health insurance options

Basic Protect

₹499 /month
  • Sum Insured: ₹5 Lakhs
  • Room Rent Limit: ₹5,000/day
  • Pre-existing: 3 years waiting
  • 7,500+ Network Hospitals
  • Free Health Checkup after 3 years

Senior Citizen

₹1,899 /month
  • Sum Insured: ₹15 Lakhs
  • Room Rent Limit: Single Private
  • Pre-existing: 1 year waiting
  • 12,000+ Network Hospitals
  • Free Bi-annual Health Checkup
  • Home Healthcare Coverage
  • Higher OPD Limits

Simple Claim Process

We've made it easy to get your claims settled quickly

1
Inform Us

Call our 24/7 helpline or inform through our mobile app within 24 hours of hospitalization

2
Submit Documents

Submit required documents either at hospital desk or through our digital channels

3
Approval

Most cashless approvals given within 2 hours for network hospitals

4
Settlement

Claims settled directly with hospital for cashless. Reimbursement within 7 working days

स्वास्थ्य बीमा: आपके परिवार की सुरक्षा

क्यों जरूरी है स्वास्थ्य बीमा?

आज के समय में मेडिकल खर्चे तेजी से बढ़ रहे हैं। एक छोटी सी हार्ट प्रॉब्लम का इलाज 5-10 लाख रुपये तक हो सकता है। हमारा स्वास्थ्य बीमा आपको इन अनपेक्षित खर्चों से बचाता है।

टैक्स बेनिफिट

आयकर धारा 80डी के तहत आपको प्रीमियम पर ₹25,000 से ₹75,000 तक की टैक्स छूट मिलती है।

कवरेज के फायदे
  • अस्पताल में भर्ती का पूरा खर्च
  • ऑपरेशन और ICU चार्जेस
  • दवाइयों और टेस्ट का खर्च
  • प्री और पोस्ट हॉस्पिटलाइजेशन
  • एम्बुलेंस चार्जेस

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